Privacy Policy

We collect information you provide directly to us when using our operational budgeting educational services. This includes personal details you share during registration, course enrollment, and ongoing program participation.

• Contact information including name, email address, and phone number
• Educational background and professional experience details
• Payment information processed through secure third-party providers
• Course progress, assignment submissions, and assessment results
• Communication records when you contact our support team
• Technical data such as IP address, browser type, and device information

We also collect information automatically through cookies and similar technologies when you visit our website. This helps us improve your learning experience and provide personalized content recommendations.

Your information helps us deliver high-quality educational experiences and maintain our learning platform effectively. We use your data for legitimate business purposes related to education and program administration.

• Providing access to course materials and tracking your learning progress
• Processing enrollment applications and managing your student account
• Sending important updates about your courses and program changes
• Offering personalized learning recommendations based on your progress
• Improving our curriculum and teaching methods through anonymized analytics
• Ensuring platform security and preventing fraudulent activities

We may also use your information to comply with legal obligations under South Korean data protection laws and respond to lawful requests from government authorities when required.

We don't sell your personal information to third parties. However, we may share your data in specific circumstances necessary for providing our educational services or complying with legal requirements.

• With educational partners who provide specialized course content or certification
• With payment processors for secure transaction handling
• With cloud service providers who help us maintain our learning platform
• With government authorities when legally required under Korean law
• In case of business merger, acquisition, or sale of assets
• When necessary to protect our rights or prevent harm to others

Any third-party service providers we work with are required to maintain appropriate security measures and use your information only for the specific purposes we've outlined in our agreements with them.

Under South Korean Personal Information Protection Act and international privacy standards, you have several important rights regarding your personal information.

To exercise these rights, contact our privacy team using the information provided below. We'll respond to your request within 30 days and may need to verify your identity for security purposes.

We implement comprehensive security measures to protect your personal information from unauthorized access, disclosure, or misuse. Our security practices meet international standards for educational institutions.

• Encryption of sensitive data both in transit and at rest
• Regular security audits and vulnerability assessments
• Strict access controls limiting staff access to necessary information only
• Secure data centers with 24/7 monitoring and backup systems
• Employee training on privacy and security best practices
• Incident response procedures for any potential security breaches

While we maintain high security standards, no system is completely immune to risks. We encourage you to use strong passwords and keep your login credentials confidential to help protect your account.

We retain your personal information only as long as necessary to provide our educational services and meet legal obligations. Different types of information have different retention periods based on their purpose and legal requirements.

• Student records and course completion data: 7 years after program completion
• Financial transaction records: 5 years as required by Korean tax law
• Marketing communication preferences: Until you withdraw consent
• Website usage analytics: 24 months in anonymized form
• Support correspondence: 3 years from last interaction
• Account information for inactive users: 2 years without login activity

When retention periods expire, we securely delete or anonymize your information using industry-standard data destruction methods. You can request early deletion of your data, though this may affect your access to certain services.

Some of our service providers and partners are located outside South Korea. When we transfer your information internationally, we ensure appropriate safeguards are in place to protect your privacy rights.

• Cloud storage services in regions with adequate data protection laws
• Educational technology providers with privacy shield certifications
• Payment processors compliant with international banking standards
• Analytics services using anonymized or aggregated data only

All international transfers are governed by standard contractual clauses or other approved mechanisms that provide equivalent protection to South Korean privacy laws. We regularly review these arrangements to ensure ongoing compliance.

Our website uses cookies and similar technologies to enhance your browsing experience and provide personalized content. You can control how cookies are used through your browser settings.

• Essential cookies required for website functionality and security
• Performance cookies to analyze site usage and improve our services
• Preference cookies to remember your settings and customizations
• Marketing cookies for relevant content recommendations (with your consent)

We respect your cookie preferences and provide clear options to accept or decline non-essential cookies. Some features may not work properly if you disable certain cookies, but this won't prevent you from accessing our main educational content.

We may update this privacy policy occasionally to reflect changes in our services, legal requirements, or privacy practices. When we make significant changes, we'll notify you through appropriate channels.

• Email notification for material changes affecting your rights
• Website banner alerts for updated policy versions
• Student portal announcements for enrolled learners
• 30-day notice period before implementing major policy changes

Continued use of our services after policy updates indicates your acceptance of the changes. We encourage you to review this policy periodically to stay informed about how we protect your information.